Introduction

At mivaraqilo, we understand that your privacy matters. This policy explains how we collect, use, and protect your personal information when you visit our website or use our services. We're committed to being transparent about our data practices and giving you control over your information.

This policy applies to all visitors and users of our website, located at mivaraqilo.com, and covers our financial consulting and business innovation services offered throughout Australia.

Information We Collect

How We Use Your Information

We use the information we collect for several specific purposes that directly relate to our business services:

• Providing financial consulting and business innovation services
• Responding to your inquiries and maintaining client relationships
• Improving our website functionality and user experience
• Sending relevant updates about our services (with your consent)
• Complying with legal obligations under Australian law
• Analyzing website performance and visitor patterns

Information Sharing and Disclosure

We share your information only in specific, limited circumstances:

Your Rights Under Australian Privacy Law

Under the Privacy Act 1988 and Australian Privacy Principles, you have several important rights regarding your personal information:

To exercise any of these rights, contact us using the details provided at the end of this policy. We'll respond to your request within 30 days and may need to verify your identity first.

Data Security and Protection

We take data security seriously and have implemented multiple layers of protection:

• Encrypted data transmission using SSL/TLS protocols
• Secure data storage with regular backup procedures
• Access controls limiting staff access to necessary information only
• Regular security assessments and system updates
• Employee training on data protection best practices

While we use industry-standard security measures, no system is completely secure. We regularly review and update our security practices to protect against evolving threats.

Data Retention

We keep your personal information only as long as necessary for the purposes outlined in this policy:

• Client information: Retained for 7 years after service completion (as required by Australian business records laws)
• Website analytics: Aggregated data kept for 2 years, individual data for 6 months
• Marketing communications: Until you unsubscribe or request deletion
• Legal compliance: As required by applicable Australian laws

Cookies and Tracking

Our website uses cookies and similar technologies to enhance your browsing experience. We use:

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect website functionality.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll:

• Post the updated policy on our website with a new "last updated" date
• Notify existing clients via email about material changes
• Provide a summary of key changes on our website

We encourage you to review this policy periodically to stay informed about how we're protecting your information.

Third-Party Links

Our website may contain links to third-party websites or services. This privacy policy does not apply to those external sites. We encourage you to read the privacy policies of any third-party sites you visit, as their data practices may differ from ours.